Dental Implants for Your Budget
The Benefits of Dental Implants
Have you ever purchased a $30,000 car or vacation? Many people manage such costs with payment plans or loans. Dental implants can be purchased similarly, as insurance usually covers only a portion, and state insurance typically are unable to cover implants.
At NP Family Dental, we offer flexible payment plans through Care Credit and Proceed, with low monthly rates. Even with average or below-average credit, you can apply online via a third-party company and often receive an instant decision through a soft credit check. If needed, a co-signer can also assist. Achieve the smile of your dreams with our flexible options.
Flexible Payment Solutions for Dental Implants
Home Equity Line of Credit Payment Plan
Some patients take out a home equity line of credit. You may have done something similar to remodel a kitchen or pay for your child’s college. Many patients use the equity in their homes to pay for their life-changing treatments – especially since interest rates are low and tax write-offs may be available.
Borrowing from a Retirement Plan
Patients also borrow from a retirement savings fund such as a 401(k), 403(b), or 457(b) account. This option includes multiple advantages, such as low monthly payments that may be extended, in many instances, over five years. A considerable benefit of borrowing from a self-funded retirement account includes the low interest rates available. This option is regardless of your credit score rating. Furthermore, all interest paid by you is deposited back into your retirement account instead of a lending institution.
Can You Afford The Price of Inaction?
Ignoring the problem leads to jawbone loss, causing loose dentures, unstable teeth, and difficulty eating nutritious foods like fruits, vegetables, and meat. This not only increases healthcare costs as implant procedures become more complex but also impacts your professional and social life. Studies show that poor dental health can lower your pay or hinder job opportunities. Embarrassment about your smile can make you socially withdrawn and less happy. At NP Family Dental, we offer solutions that can transform your smile in a single day. Don’t wait—schedule your visit today.
